Stoneham Savings Bank
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Checking Accounts

Checking Accounts

Stoneham Savings Bank offers Checking Accounts for the budget minded Power Checking, for the saver Bulldog Account and for those who want it all Heritage Account. As an added benefit, all Checking Accounts come with Free Online Banking and Free Online Bill Payment.

Power Checking

Power Checking, our free checking account, gives you total control of how, when and where you pay your bills.

With Power Checking, you'll enjoy:

  • No monthly fees
  • No minimum balance requirement
  • Internet banking and bill payment, eStatements and online check images
  • Visa Check Card with free point-of-sale transactions
  • Unlimited free ATM transactions at our branches
  • Surcharge-free ATM transactions at SUM® locations
  • Unlimited check writing
  • No per check charges

At Stoneham Savings Bank, your deposits are insured in full by the FDIC and DIF. To open a Power Checking Account, visit the Stoneham Savings Bank branch near you.

Bulldog Account

With the Bulldog Account, you'll get great benefits like:

  • No minimum balance requirement
  • Internet banking and bill payment, eStatements and online check images
  • Companion savings account
  • Visa Check Card with free point-of-sale transactions
  • Unlimited free ATM transactions at our branches
  • Surcharge-free ATM transactions at SUM® locations
  • Free standard size safe deposit box or 50% off larger size*
  • Unlimited check writing
  • No per check charges
  • Free standard checks or $20 off a custom order**

At Stoneham Savings Bank, your deposits are insured in full by the FDIC and DIF. To open a Bulldog Checking Account, visit the Stoneham Savings Bank branch near you.

*First year only. Available in North Andover and Stoneham branches, while supplies last. Safe Deposit Boxes are not covered by FDIC or DIF insurance.

**Initial order only.

Heritage Account

Our Heritage Account is relationship checking at its best. With a low minimum balance, you can enjoy all of the benefits that a true relationship checking account has to offer, including:

  • Internet banking and bill payment, eStatements and online check images
  • Telephone banking
  • Companion savings account
  • Visa Check Card with free point-of-sale transactions
  • Unlimited free ATM transactions at our branches
  • Surcharge-free ATM transactions at SUM® locations
  • Refund up to $20 per month for non-SUM® surcharged ATM transactions
  • .25% discount on consumer loans (.50% discount with autopay from Stoneham Savings Account)
  • Annual IRA fee waived
  • Free standard size safe deposit box or 50% off larger size*
  • Unlimited check writing
  • No per check charges
  • Free standard checks or $20 off a custom order**
  • Free bank checks and money orders
  • Free investment consultation

At Stoneham Savings Bank, your deposits are insured in full by the FDIC and DIF. To open a Heritage Account, visit the Stoneham Savings Bank branch near you.

$25 monthly fee waived and up to $20 refund for non- SUMsm surcharged ATM transactions with daily combined deposit relationship balances of $10,000 (business deposit accounts excluded) per statement cycle.

*First year only. Available in North Andover and Stoneham branches, while supplies last. Safe Deposit Boxes are not covered by FDIC or DIF insurance.

**Initial order only.

Stoneham Savings Bank's Routing Number is 211370480

Stoneham Savings Bank's Checking Account Reconciliation Form (PDF) makes balancing your checking account easy.  To get the form, click here.

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